Beverly Bank & Trust Company, National Association in Chicago, IL

Beverly Bank & Trust Company, National Association is a community-focused bank that operates as part of the Wintrust Financial Corporation family of banks. The institution serves individuals, small businesses, and commercial clients across multiple markets with a emphasis on personalized, local banking relationships. Founded with a community banking philosophy, Beverly Bank positions itself as offering a 'different approach' to traditional banking, with accessible local experts and branch locations.

The bank offers comprehensive personal banking products including checking and savings accounts, credit cards, mortgages, home equity lines of credit, and credit building services. For small business clients, Beverly Bank provides business checking and savings accounts, cash management tools, SBA loans, real estate financing, and business credit cards. Commercial clients access asset-based lending, capital markets services, commercial leasing, and specialized industry lending for sectors like construction, franchises, and government/non-profit organizations. The bank also provides wealth management and private client services.

Beverly Bank distinguishes itself through integration with the broader Wintrust network, which provides access to middle-market banking expertise and resources beyond what a single community bank might offer independently. The bank emphasizes local decision-making, community involvement through events and perks programs (Platinum Adventures Club, Junior Savers Club), and educational resources on personal finance and business topics. Their online and mobile banking platform is maintained to modern standards, with explicit support for current browsers and security features.

As a full-service community bank under national charter, Beverly Bank serves traditional banking needs effectively for customers seeking local relationships and personal service. However, the website provides limited detail on specific product terms, rates, fees, or competitive positioning versus other regional banks. Customers should expect standard banking product offerings rather than specialized niche products, and should directly contact the bank for specific pricing and terms.