B Bank of America ATM logo

Bank of America ATM

3.7/5

Bank of America Walk-Up ATM located at 130 Fulton Street in New York, NY. Offers 24-hour cardless ATM access with multilingual support and deposit capabilities.

Editorially reviewed by Harvey Brooks

Free to Use BBB: NR Free Consultation Visit Website

Bank of America ATM Review

Bank of America is one of the largest banking institutions in the United States, operating an extensive network of ATMs nationwide. This specific location is a Walk-Up ATM situated at 130 Fulton Street in New York's Financial District, providing round-the-clock access to cash and banking services. The ATM operates 24 hours daily and is positioned inside a building for customer convenience.

This ATM location offers standard cash withdrawal services along with several modern banking conveniences. Customers can deposit funds and make credit card payments at this machine. The ATM supports cardless transactions through tap-to-pay cards and smartphone digital wallets, allowing customers to access funds without a physical debit card. The machine provides multilingual instructions in English, Spanish, Chinese, Korean, French, Russian, and Portuguese to accommodate New York's diverse population.

What distinguishes this Bank of America ATM is its integration with the bank's broader mobile and digital banking ecosystem. Users can access additional services through the Bank of America mobile banking app, including mobile check deposit with instant confirmation, customizable financial alerts, and biometric security features like fingerprint or Face ID authentication. The location is part of Bank of America's commitment to accessible banking with specialized support available through local branches and financial specialists.

For consumers, this ATM serves as a basic cash access point with added conveniences like cardless transactions and multilingual support. However, this is an ATM-only location with no in-person banking services, loan applications, or account opening capabilities. Users seeking comprehensive banking services, financial advice, or account management would need to visit a full-service Bank of America branch. The ATM's primary value is convenience for existing Bank of America customers or those seeking quick cash access in lower Manhattan.

Services & Features

24-hour walk-up ATM cash withdrawals
ATM deposits (checks and cash)
Credit card payments via ATM
Cardless ATM transactions using tap-to-pay cards
Smartphone digital wallet ATM access
Multilingual ATM interface (7 languages)
Mobile banking app integration
Mobile check deposit with instant confirmation
Customizable financial alerts through mobile app
Biometric authentication (fingerprint/Face ID)
Account access 24/7 via mobile and online banking

Feature Checklist

Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor

Pros & Cons

Pros

  • 24-hour operation provides round-the-clock ATM access in Financial District location
  • Cardless ATM functionality supports tap-to-pay cards and smartphone digital wallet transactions
  • Accepts deposits and credit card payments in addition to standard cash withdrawals
  • Multilingual interface in 7 languages (English, Spanish, Chinese, Korean, French, Russian, Portuguese)
  • Located inside a building for weather protection and security
  • Integration with Bank of America mobile app for mobile check deposit and account alerts
  • Biometric security options (fingerprint/Face ID) available through mobile banking

Cons

  • ATM-only location with no access to financial advisors, loan officers, or account services
  • No information about fees for non-Bank of America customers or out-of-network usage charges
  • Limited to basic ATM transactions; cannot assist with complex banking needs or account issues

Rating Breakdown

Value
0.0
Effectiveness
0.0
Customer Service
3.7
Transparency
0.0
Ease of Use
0.0

Frequently Asked Questions

Is Bank of America ATM legitimate?

Yes. Bank of America ATM is a registered company headquartered in 350 Fulton St, Brooklyn, NY 11201. They hold a NR rating with the Better Business Bureau.

Quick Facts

Headquarters
350 Fulton St, Brooklyn, NY 11201
BBB Rating
NR
BBB Accredited
No
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit Bank of America ATM

CreditDoc Diagnosis

Doctor's Verdict on Bank of America ATM

This location is best for existing Bank of America customers or visitors to the Financial District who need convenient 24-hour cash access with modern digital banking features. The key caveat is that this is an ATM-only location; customers requiring financial advice, loan products, account troubleshooting, or in-person banking services must visit a full-service Bank of America branch.

CFPB Transparency Report

Public data from the Consumer Financial Protection Bureau

Issues Resolved
99.3%
Timely Responses
97.5%

Source: consumerfinance.gov | Last checked 2026-03-29

Best For

  • Bank of America customers needing 24-hour cash access in Lower Manhattan
  • Business professionals working in the Financial District seeking convenient ATM services
  • Multilingual users who benefit from ATM instructions in seven languages
Updated 2026-03-29

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