Bangor Savings Bank logo

Bangor Savings Bank in Bangor, ME

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Regional bank operating 70+ branches across Maine and New Hampshire since 1852, offering checking, savings, credit cards, home loans, and business banking services.

Data compiled from public sources

Bangor Savings Bank Review

Bangor Savings Bank is a community-focused financial institution founded in 1852 that has built its reputation on local investment and customer relationships across Northern New England. The bank operates 70 retail branch locations throughout Maine and New Hampshire, supported by an extensive ATM network, making it a significant regional banking presence with deep historical roots in the communities it serves. The bank offers comprehensive retail and business banking services including checking and savings accounts, certificates of deposit (CDs), home loans, personal loans, credit cards (everblue branded), business banking solutions, payroll services, and wealth management.

They also provide teen banking products through pling, a debit card and app designed for teens, along with financial education resources through their "Strengthen Your Money Skills" program covering seven financial modules. Digital banking options include Bangor Online portal, a mobile app, and listed business platforms like Treasury & Business Online. Bangor Savings Bank distinguishes itself through active community investment via The Bangor Savings Bank Foundation, which has awarded significant grants to nonprofits (over $86K in 2025 alone).

The bank emphasizes community partnerships, volunteerism, and corporate funding as core values. Their everblue credit card line offers multiple options tailored to different needs: 2% cash back on local purchases, credit-building features, interest savings benefits, and business expense management tools. The bank also highlights security infrastructure and hosts an annual April voting initiative where customers help select nonprofit grant recipients.

As a regional bank, Bangor Savings Bank is best suited for customers in Maine and New Hampshire seeking personalized service with local branch access rather than a national institution. S. regions.

While the bank offers competitive services across retail and business segments, customers outside their service area cannot access accounts.

Services & Features

ATM network access
Business banking and business loans
Checking accounts
Digital banking (Bangor Online, mobile app)
Home loans and mortgage services
Payroll services (Bangor Payroll)
Personal loans
Savings accounts and CDs
Teen debit card and app (pling)
Treasury and business online platform
Wealth management services
everblue credit cards (multiple variants)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 70 retail branch locations plus extensive ATM network throughout Maine and New Hampshire for convenient local access
  • Multi-option everblue credit card line including 2% cash back on local purchases, credit-building, and business cash back variants
  • Active community investment through The Bangor Savings Bank Foundation with documented grant-making (over $86K awarded in 2025)
  • Teen banking product (pling) with parent controls and financial education features specifically designed for younger users
  • Comprehensive digital banking including Bangor Online, mobile app, and listed Treasury & Business Online platform
  • Free financial education program (Strengthen Your Money Skills) with seven self-paced modules
  • Long institutional history (operating since 1852) providing stability and deep local community relationships

Cons

  • Limited geographic service area—only operates in Maine and New Hampshire, excluding customers in other states
  • Website does not prominently display specific rates for checking, savings, or loan products, requiring customers to contact bank directly
  • No information provided about minimum deposit requirements, monthly fees, or account maintenance costs
  • Limited transparency on home loan and business loan terms, products, and qualification requirements from website alone

State Consumer Finance Context

This is state-level context for Banks consumers in Bangor, ME. It does not confirm that Bangor Savings Bank or this specific location is licensed.

State regulator

Maine Bureau of Consumer Credit Protection

Key state rules to check

  • No specific payday loan statute; lenders must comply with general usury and licensing laws.
  • Supervised lender rates capped at 30% for loans under $2,000.
  • The Maine Consumer Credit Code provides comprehensive consumer protections.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Bangor Savings Bank offer?

Bangor Savings Bank offers 12 services including Checking accounts, Savings accounts and CDs, Home loans and mortgage services, Personal loans, everblue credit cards (multiple variants), and 7 more.

What profile signals are listed for Bangor Savings Bank?

Bangor Savings Bank has profile signals associated with Maine and New Hampshire residents seeking personalized banking with local branch relationships and community investment, Business owners in the region needing comprehensive business banking, payroll, and cash management solutions, Families with teens interested in financial education and supervised debit card products, Customers prioritizing community reinvestment and foundation grant-making as part of banking values.

What are the strengths and weaknesses of Bangor Savings Bank?

Key strengths: 70 retail branch locations plus extensive ATM network throughout Maine and New Hampshire for convenient local access; Multi-option everblue credit card line including 2% cash back on local purchases, credit-building, and business cash back variants; Active community investment through The Bangor Savings Bank Foundation with documented grant-making (over $86K awarded in 2025). Areas to consider: Limited geographic service area—only operates in Maine and New Hampshire, excluding customers in other states; Website does not prominently display specific rates for checking, savings, or loan products, requiring customers to contact bank directly.

How does Bangor Savings Bank compare to similar companies?

In the Banks category, comparable providers include Androscoggin Savings Bank, Aroostook County Federal Savings and Loan Association, Auburn Savings Bank, FSB. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1852
Headquarters
Bangor, ME
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #18408
Visit Bangor Savings Bank

CreditDoc Profile Note

Research Note on Bangor Savings Bank

Bangor Savings Bank is profiled for Maine and New Hampshire residents prioritizing local community banking with personalized service, branch accessibility, and reinvestment in their communities. The main caveat is strict geographic limitation—customers outside Maine and New Hampshire cannot access accounts, making this bank unsuitable for multi-state or national customers.

Profile Signals

  • Maine and New Hampshire residents seeking personalized banking with local branch relationships and community investment
  • Business owners in the region needing comprehensive business banking, payroll, and cash management solutions
  • Families with teens interested in financial education and supervised debit card products
  • Customers prioritizing community reinvestment and foundation grant-making as part of banking values
Updated 2026-05-08

Similar Companies

Androscoggin Savings Bank logo

Androscoggin Savings Bank

Maine-based community bank and certified B Corporation offering checking, savings, loans, and mortgages with a focus on local lending and social responsibility.

BBB: NR

Profile signals: Maine residents seeking traditional banking with community reinvestment focus, Consumers prioritizing B Corporation values and ethical banking practices

Aroostook County Federal Savings and Loan Association logo

Aroostook County Federal Savings and Loan Association

Mutual savings bank serving Aroostook County since 1936, offering checking, savings, mortgages, and consumer loans with over $200 million in assets.

BBB: NR

Profile signals: Aroostook County residents seeking a local mortgage lender with community ties and in-house loan decisions, Families and small business owners prioritizing personalized service and local community reinvestment

Auburn Savings Bank, FSB logo

Auburn Savings Bank, FSB

Auburn Savings Bank, FSB is a community bank serving Lewiston-Auburn since 1887, offering personal and business banking with local decision-making and relationship-focused service.

BBB: NR

Profile signals: Small business owners and entrepreneurs in Lewiston-Auburn seeking personalized lending and local relationships, Homebuyers and mortgage refinancers in the region wanting accessible loan officers and flexible terms

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Quick Summary

  • Bangor Savings Bank is listed as a Banks provider in Bangor, ME on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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