Anthem Bank & Trust is a community bank that positions itself around values-driven banking emphasizing customer service, community support, and trustworthiness. The bank has operated with a stated mission to provide banking 'the right way,' prioritizing customer relationships and community impact over transactional efficiency. Their website emphasizes a philosophy of being 'optimists driven by values, compassion and trust,' suggesting a retail-focused institution serving local markets.
Anthem Bank & Trust offers a comprehensive suite of retail and commercial banking products. For individuals, they provide personal checking and savings accounts, certificates of deposit, individual retirement accounts, money market accounts, and personal loans. For small businesses and commercial clients, they offer business checking and savings accounts, merchant services, business lending, and commercial lending solutions.
The bank also operates CDVantage, a distinctive investment platform allowing investors with minimum $100,000 deposits to build diversified CD portfolios across multiple federally insured banks and credit unions nationally through a single dashboard. The bank distinguishes itself through its CDVantage program, which addresses a gap in the market for higher-level CD investors seeking diversification across institutions without managing multiple accounts. Their emphasis on community banking values and supportive lending practices—including language about 'meeting customers where they are'—differentiates them from larger national banks.
The mobile banking and 'anywhere banking' features indicate digital accessibility for customers. However, the website lacks specific details about product rates, fee structures, minimum balances, loan terms, or credit requirements. There is no transparent pricing information available, which limits consumer ability to compare Anthem against competitors.
The $100,000 minimum for CDVantage excludes most retail investors, though this aligns with the program's institutional focus.