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Part of the Allied Cash Advance chain · locations
Allied Cash Advance in Tucson, AZ
Tucson's Allied Cash Advance at E Broadway Blvd offers quick payday and title loans when you need cash fast.
Data compiled from public sources · Rating from CreditDoc methodology
Allied Cash Advance Review
Allied Cash Advance is located at 7865 E Broadway Blvd in Tucson, AZ, providing convenient access to payday and title loans on the city's east side. The Tucson storefront operates Monday through Friday from 10 AM to 6 PM, and Saturday 10 AM to 2 PM, with Sunday hours closed. This standalone location serves the Tucson area with fast loan approvals.
At this Tucson location, you can apply for payday loans, title loans, and lines of credit. The staff can help you understand your options and complete your application. Call 520-722-9479 to ask questions or to arrange a time that works for you—the Tucson team is ready to help.
If you're a Tucson resident in need of emergency cash, bring your ID, recent pay stubs, and banking information to apply. Most approvals happen quickly, often the same day. Allied Cash Advance is here when you need it.
Services & Features
Cash advances
Documentation upload portal
In-store customer service and loan counseling
In-store loan applications
Installment loans (unsecured personal loans, fixed repayment schedule)
Netspend Prepaid Mastercard® (reloadable)
Online loan applications
Phone-based loan applications
Retail remote refinancing for existing customers
Retail remote reloans for existing customers
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Same-day funding available in-store using debit card; next-business-day for online applications
- 4.9-star Google rating from 377 verified customer reviews on Mesa location
- Multiple application channels: in-store, online, and phone (where available)
- Accepts applicants with bad or no credit; credit is a factor but not automatic disqualifier
- Physical storefront location with stated hours (Monday-Saturday 10am-6pm, Saturday 10am-2pm)
- Offers retail remote refinancing and reloading for existing customers
- Clear application requirements posted upfront (no hidden documentation surprises)
- Secondary product offering (Netspend prepaid card) expands financial services beyond lending
Cons
- Website provides zero transparency on APR, fees, loan amounts, or repayment terms—critical for cost comparison
- Website was down for 'system maintenance' during research, raising reliability concerns
- No information about state licensing, regulatory compliance, or complaint history provided
- As an emergency lender, almost certainly charges rates substantially higher than traditional banks or credit unions
- Limited geographic footprint evidence; only one Mesa location verified; unclear if multi-state operator
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.2
Transparency 2.0
Ease of Use 3.9
Compare the Best Personal Loan Options
See which lenders actually approve borrowers with bad credit. We compared APRs, fees, minimum scores, and funding speed.
Frequently Asked Questions
Is Allied Cash Advance legitimate?
Yes. Allied Cash Advance is a registered company, headquartered in 7865 E Broadway Blvd #135, Tucson, AZ 85710.
Quick Facts
- Headquarters
- 7865 E Broadway Blvd #135, Tucson, AZ 85710
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on Allied Cash Advance
Allied Cash Advance is best for Mesa-area residents needing immediate cash ($100-$1K range based on category) who cannot qualify for traditional loans and are willing to pay premium rates for same-day funding. The primary caveat is complete lack of pricing transparency—applicants should request full APR and fee disclosure before accepting any loan terms, as emergency lenders in this category typically charge 300%+ APR.
Best For
- Unbanked or underbanked consumers in Mesa, AZ needing same-day emergency cash
- Borrowers with poor or no credit history who've been rejected by traditional lenders
- Existing customers refinancing or reloading current loans with the company
- Those willing to pay premium rates for speed and minimal credit requirements
Updated 2026-04-29
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Read guide →Financial Terms Explained (10 terms)
New to credit and lending? Here are the key terms used on this page, explained in plain language with real-number examples.
Interest & Rates
APR — Annual Percentage Rate
The total yearly cost of borrowing money, including the interest rate plus any fees the lender charges. Think of it as the 'true price tag' on a loan.
Why it matters
Lenders must show APR by law (Truth in Lending Act) because the interest rate alone can hide fees. Comparing APR across lenders is the most reliable way to find the cheapest loan.
Example
You borrow $10,000 at 6% interest for 3 years, but there's a $300 origination fee. The interest rate is 6%, but the APR is 6.9% because it includes that fee. You'd pay $304/month and $946 total in interest.
Compound Interest
Interest calculated on both the original amount borrowed AND the interest that's already been added. It's 'interest on interest' — and it makes debt grow faster than you'd expect.
Why it matters
Credit cards and many loans use compound interest. If you only make minimum payments, compound interest is why a $3,000 balance can take 15 years to pay off.
Example
You owe $1,000 at 20% annual interest compounded monthly. After month 1 you owe $1,016.67. Month 2, interest is charged on $1,016.67 (not $1,000), so you owe $1,033.61. After 1 year without payments: $1,219.
MAPR — Military Annual Percentage Rate
A special APR calculation used for military servicemembers that includes ALL costs — fees, insurance, and add-ons — capped at 36% by federal law.
Why it matters
The Military Lending Act protects active-duty servicemembers and their families from predatory lending. Any lender charging above 36% MAPR to military is breaking federal law.
Example
A payday lender charges a $15 fee per $100 borrowed for 2 weeks. For civilians, that's technically legal in some states. For military: that works out to 391% MAPR — illegal under the MLA.
Usury Rate — Usury Rate (Interest Rate Cap)
The maximum interest rate a lender can legally charge in a particular state. Charging above this rate is called 'usury' and is illegal.
Why it matters
Usury laws are your main legal protection against predatory interest rates. But beware: some states have weak or no usury caps, and federal banks can sometimes override state limits.
Example
New York caps interest at 16% for most consumer loans (25% is criminal usury). If a lender tries to charge you 30% in NY, that loan is unenforceable — you could fight it in court.
How Loans Work
Collateral — Loan Collateral
An asset you pledge to the lender as security for a loan. If you stop paying, the lender can seize and sell that asset to recover their money.
Why it matters
Secured loans (with collateral) have lower interest rates because the lender has less risk. But you could lose your home, car, or savings if you default.
Example
A mortgage uses your house as collateral. A car loan uses your vehicle. A title loan uses your car title. If you miss payments, the lender can foreclose or repossess.
Fees & Costs
Late Fee — Late Payment Fee
A charge added to your account when you miss a payment deadline. Most credit cards charge $29-$41 per late payment, and many loans have similar penalties.
Why it matters
The fee itself hurts, but the real damage is to your credit score. A payment 30+ days late stays on your credit report for 7 years and can drop your score 60-110 points.
Example
Your credit card payment of $150 is due March 1. You pay on March 18. The bank charges a $39 late fee. If it's 30+ days late, it gets reported to credit bureaus and your 760 score drops to 670.
NSF Fee — Non-Sufficient Funds Fee
A fee your bank charges when a payment bounces because there isn't enough money in your account. Also called a 'bounced check fee' or 'returned payment fee.'
Why it matters
NSF fees hit you twice — your bank charges you AND the company you were trying to pay may charge their own returned payment fee. That's $50-70 for one missed payment.
Example
Your auto-pay tries to pull $350 for rent, but you only have $280 in checking. Your bank charges $35 NSF fee. Your landlord charges $25 returned payment fee. Total damage: $60 in fees.
Legal Terms
Usury — Usury (Illegal Interest)
The practice of charging interest rates higher than what the law allows. Usury laws set state-specific caps on how much lenders can charge.
Why it matters
If a lender charges usurious rates, the loan may be void, penalties can be reduced, or you may be entitled to damages. Know your state's limits.
Example
Your state caps consumer loans at 24% APR. An online lender charges you 36%. That loan may be unenforceable, and you might only need to repay the principal — no interest or fees.
Credit Cards
Cash Advance — Credit Card Cash Advance
Using your credit card to get cash from an ATM or bank. It's one of the most expensive ways to borrow — higher interest rate, immediate interest accrual (no grace period), and an upfront fee.
Why it matters
Cash advances are a debt trap: 25-30% APR with no grace period plus a 3-5% fee. Interest starts the second you withdraw, not at the end of the billing cycle.
Example
You take a $500 cash advance. Fee: $25 (5%). Interest: 28% APR starting immediately. After 30 days, you owe $536.67. After 6 months of minimum payments, you've paid $85 in interest on $500.
Want to learn more? Read our Financial Wellness Guides for in-depth explanations and practical advice.
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