Allied Cash Advance in Tucson, AZ
Tucson, AZ location of Allied Cash Advance at 6330 E Golf Links Rd Suite 192 offers fast payday and title loans Monday-Saturday.
Data compiled from public sources · Rating from CreditDoc methodology
Allied Cash Advance Review
Allied Cash Advance's Tucson location sits at 6330 E Golf Links Rd Suite 192, a standalone storefront in the northeast area of town. The store operates Monday through Friday from 10 AM to 6 PM, with Saturday hours from 10 AM to 2 PM, and is closed on Sundays. This location in Tucson, AZ provides convenient access to financial services for residents in the Golf Links corridor.
At this Tucson storefront, you can apply for payday loans and title loans with minimal documentation. Staff can guide you through the application process over the phone at +1 520-745-5771, or visit in person during business hours. Whether you need fast cash for an emergency or a short-term loan against your vehicle's title, this E Golf Links location serves Tucson area borrowers with same-day funding options.
When you visit, bring a valid ID, proof of income, and banking information to speed up your application. Allied Cash Advance offers quick approval and same-day funding for qualified applicants, making it a practical option for urgent financial needs in Tucson, AZ.
Services & Features
Feature Checklist
Pros & Cons
Pros
- Same-day or next-day funding available (30 minutes with debit card, next business day online, same-day in-store)
- Multiple application channels: online, in-store, and phone (where available)
- Extended retail hours: weekdays 10am-6pm, Saturday 10am-2pm at Mesa location
- High customer satisfaction: 4.9-star rating across 379 Google reviews with consistent praise for staff professionalism
- Flexible credit consideration: states credit is a factor but does not automatically deny bad/no credit applicants
- Simple application requirements: only proof of income, ID, checking account, and phone number needed
- Installment loan option allows repayment over time on fixed schedule rather than lump-sum payday loan structure
Cons
- APR rates and fee structures not disclosed on website, preventing cost transparency and comparison shopping
- No guidance provided on credit score impact, limiting ability for consumers to make informed decisions
- Vehicle proof of ownership requirement in Arizona only—unclear policy for other states served
- High-cost lending sector suggests rates likely exceed 36% APR threshold, typical of payday/installment lenders
- Website shows maintenance message, indicating potential service disruptions or outdated information
Rating Breakdown
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Frequently Asked Questions
Is Allied Cash Advance legitimate?
Yes. Allied Cash Advance is a registered company, headquartered in 6330 E Golf Links Rd Suite 192, Tucson, AZ 85730.
Quick Facts
- Headquarters
- 6330 E Golf Links Rd Suite 192, Tucson, AZ 85730
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on Allied Cash Advance
Allied Cash Advance is best for consumers in Arizona and other served states who need emergency cash within 24 hours and have verifiable income and an active checking account. The primary caveat is the complete lack of rate and fee transparency on their website—consumers must visit a location or call to understand the actual cost of borrowing, which is essential information before applying.
Best For
- Consumers needing cash within 24 hours who have active checking accounts and proof of income
- Arizona residents seeking in-person loan services with extended hours and immediate decision-making
- Borrowers with poor or no credit history open to installment loan repayment structures
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Read guide →Financial Terms Explained (10 terms)
New to credit and lending? Here are the key terms used on this page, explained in plain language with real-number examples.
Interest & Rates
APR — Annual Percentage Rate
The total yearly cost of borrowing money, including the interest rate plus any fees the lender charges. Think of it as the 'true price tag' on a loan.
Lenders must show APR by law (Truth in Lending Act) because the interest rate alone can hide fees. Comparing APR across lenders is the most reliable way to find the cheapest loan.
Example
You borrow $10,000 at 6% interest for 3 years, but there's a $300 origination fee. The interest rate is 6%, but the APR is 6.9% because it includes that fee. You'd pay $304/month and $946 total in interest.
Compound Interest
Interest calculated on both the original amount borrowed AND the interest that's already been added. It's 'interest on interest' — and it makes debt grow faster than you'd expect.
Credit cards and many loans use compound interest. If you only make minimum payments, compound interest is why a $3,000 balance can take 15 years to pay off.
Example
You owe $1,000 at 20% annual interest compounded monthly. After month 1 you owe $1,016.67. Month 2, interest is charged on $1,016.67 (not $1,000), so you owe $1,033.61. After 1 year without payments: $1,219.
MAPR — Military Annual Percentage Rate
A special APR calculation used for military servicemembers that includes ALL costs — fees, insurance, and add-ons — capped at 36% by federal law.
The Military Lending Act protects active-duty servicemembers and their families from predatory lending. Any lender charging above 36% MAPR to military is breaking federal law.
Example
A payday lender charges a $15 fee per $100 borrowed for 2 weeks. For civilians, that's technically legal in some states. For military: that works out to 391% MAPR — illegal under the MLA.
Usury Rate — Usury Rate (Interest Rate Cap)
The maximum interest rate a lender can legally charge in a particular state. Charging above this rate is called 'usury' and is illegal.
Usury laws are your main legal protection against predatory interest rates. But beware: some states have weak or no usury caps, and federal banks can sometimes override state limits.
Example
New York caps interest at 16% for most consumer loans (25% is criminal usury). If a lender tries to charge you 30% in NY, that loan is unenforceable — you could fight it in court.
How Loans Work
Collateral — Loan Collateral
An asset you pledge to the lender as security for a loan. If you stop paying, the lender can seize and sell that asset to recover their money.
Secured loans (with collateral) have lower interest rates because the lender has less risk. But you could lose your home, car, or savings if you default.
Example
A mortgage uses your house as collateral. A car loan uses your vehicle. A title loan uses your car title. If you miss payments, the lender can foreclose or repossess.
Fees & Costs
Late Fee — Late Payment Fee
A charge added to your account when you miss a payment deadline. Most credit cards charge $29-$41 per late payment, and many loans have similar penalties.
The fee itself hurts, but the real damage is to your credit score. A payment 30+ days late stays on your credit report for 7 years and can drop your score 60-110 points.
Example
Your credit card payment of $150 is due March 1. You pay on March 18. The bank charges a $39 late fee. If it's 30+ days late, it gets reported to credit bureaus and your 760 score drops to 670.
NSF Fee — Non-Sufficient Funds Fee
A fee your bank charges when a payment bounces because there isn't enough money in your account. Also called a 'bounced check fee' or 'returned payment fee.'
NSF fees hit you twice — your bank charges you AND the company you were trying to pay may charge their own returned payment fee. That's $50-70 for one missed payment.
Example
Your auto-pay tries to pull $350 for rent, but you only have $280 in checking. Your bank charges $35 NSF fee. Your landlord charges $25 returned payment fee. Total damage: $60 in fees.
Legal Terms
Usury — Usury (Illegal Interest)
The practice of charging interest rates higher than what the law allows. Usury laws set state-specific caps on how much lenders can charge.
If a lender charges usurious rates, the loan may be void, penalties can be reduced, or you may be entitled to damages. Know your state's limits.
Example
Your state caps consumer loans at 24% APR. An online lender charges you 36%. That loan may be unenforceable, and you might only need to repay the principal — no interest or fees.
Credit Cards
Cash Advance — Credit Card Cash Advance
Using your credit card to get cash from an ATM or bank. It's one of the most expensive ways to borrow — higher interest rate, immediate interest accrual (no grace period), and an upfront fee.
Cash advances are a debt trap: 25-30% APR with no grace period plus a 3-5% fee. Interest starts the second you withdraw, not at the end of the billing cycle.
Example
You take a $500 cash advance. Fee: $25 (5%). Interest: 28% APR starting immediately. After 30 days, you owe $536.67. After 6 months of minimum payments, you've paid $85 in interest on $500.
Want to learn more? Read our Financial Wellness Guides for in-depth explanations and practical advice.
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