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Beverly Hills pawn shop offering collateral loans and jewelry/watch purchases with 28+ years of experience. Licensed, bonded, and regulated by California.
Data compiled from public sources
Advance Collateral Lending, LLC (ACL90210) is a licensed pawnbroker operating in Beverly Hills, California since established with over 28 years of experience in the collateral lending industry. The company specializes in jewelry appraisal, precious metals, watches, diamonds, coins, and estate items. They operate under California Pawnbroker License #19100970 and are located at 409 N. Camden Drive, Suite 206 in Beverly Hills.
ACL90210 offers two primary transaction types: collateral-based loans against personal property (jewelry, watches, estate items) and outright purchases of these same items. Customers can convert valuable possessions into short-term cash access through either secured loans with redemption periods or direct sales. The company emphasizes fast transaction processing, with testimonials noting completion in minutes for jewelry transactions.
The company differentiates itself through emphasis on privacy and discretion, explicitly contrasting themselves with pawn shops featured in reality television. They highlight their professional memberships in the National Pawnbrokers Association, California Pawnbrokers Association, and Beverly Hills Chamber of Commerce. ACL90210 also operates an educational blog focused on jewelry, watches, and collateral lending information. All loans are subject to California's regulated interest rates and include standard protections such as a 10-day grace period on 4-month loans.
As a traditional pawnbroker, ACL90210 is best suited for individuals researching short-term cash access against valuable personal property, particularly jewelry and watches. The 28+ years of experience and Beverly Hills location suggest focus on higher-value items. However, customers should understand pawn lending involves asset liquidation, higher effective costs compared to traditional credit, and redemption deadlines.
This is state-level context for Pawn Shops consumers in Beverly Hills, CA. It does not confirm that Advance Collateral Lending or this specific location is licensed.
State regulator
California Department of Financial Protection and Innovation (DFPI)
Consumer protection
Short-term lending status: Legal
General rate context: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100
California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Advance Collateral Lending offers 10 services including Collateral loans against jewelry, watches, and estate items, Direct purchase and liquidation of jewelry, gold, silver, and platinum, Watch and timepiece appraisal and lending, Diamond and precious gem evaluation, Coin evaluation and purchase, and 5 more.
Advance Collateral Lending has profile signals associated with Individuals with valuable jewelry, watches, or estate items researching short-term cash access with eligibility claims to verify, Collectors of high-value items (Rolex watches, precious metals) seeking expert appraisal and fair market value, Beverly Hills/Los Angeles residents seeking private, discreet transactions without public exposure, People looking to sell broken or unwanted jewelry and precious metals for cash.
Key strengths: 28+ years of listed experience in jewelry, watches, diamonds, coins, and precious metals appraisal; Licensed (California #19100970), bonded, and insured with regulated interest rates set by state law; Member of National Pawnbrokers Association, California Pawnbrokers Association, and Beverly Hills Chamber of Commerce. Areas to consider: Limited geographic accessibility—single location in Beverly Hills may not serve broader customer base; Pawn lending inherently requires giving up personal property; no credit-building or loan repayment benefit.
In the Pawn Shops category, comparable providers include 1st Pacific Pawn, Atlas Loan & Jewelry Co, Dave Tipp Jewelry & Loan. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
ACL90210 is profile signals for individuals in the Los Angeles area with valuable jewelry, watches, or estate items who are researching short-term cash access and prefer to avoid credit inquiries or traditional lending. The main caveat is that pawn lending means surrendering physical assets with strict redemption deadlines; it is not a credit-building tool and carries higher effective costs than alternative personal credit products.
1st Pacific Pawn offers collateral-based loans and cash for items of value in San Pedro, CA. Borrowers receive loans up to 7 months with no monthly payments or early repayment penalties.
Profile signals: People researching short-term cash access who own valuable items (jewelry, electronics, instruments), Borrowers without credit history or poor credit seeking collateral-based loans
Bellflower, CA pawn shop founded in 1961 offering collateral-based loans from $10–$100,000, eligibility claim to verify. Buys and sells jewelry, electronics, tools, coins, and musical instruments.
Profile signals: Local residents in Bellflower, Long Beach, Downey, or Lakewood researching short-term cash access with eligibility claims to verify, Individuals who may not meet traditional loan criteria due to poor or no credit history
Dave Tipp Jewelry & Loan is a pawn shop in Downtown Los Angeles offering collateral-based loans against jewelry, gold, and other valuables with quick funding.
Profile signals: Customers who own jewelry or gold and are researching short-term cash access with eligibility claims to verify or lengthy approval processes, Short-term borrowers who can repay within 120 days and prefer not to sell valuable items outright
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