ACE Cash Express in Indianapolis offers check cashing, payday loans, money transfers, and ATM services at their E Washington St location with extended weekday hours.
Editorially reviewed by Harvey Brooks
ACE Cash Express operates a physical storefront location in Indianapolis, Indiana at 8975 E Washington St Ste 101, serving the local community with multiple financial services. The company has been in the check-cashing and short-term lending business, providing accessible financial solutions to customers who may lack traditional banking relationships or need immediate cash access. Their Indianapolis location is open Monday-Thursday 10 AM-7 PM, Friday 10 AM-8 PM, and Saturday 10 AM-6 PM, offering extended evening hours for working customers. The company positions itself as a one-stop financial services shop rather than a traditional bank.
ACE Cash Express offers a diverse range of money services including check cashing (requiring only valid government-issued ID and no bank account), payday loans ranging from $100-$825, bill payment services for rent and utilities, MoneyGram money transfers to over 200 countries, money orders, ATM services with cash withdrawal and card loading capabilities, and tax refund check cashing. They also provide prepaid card products including the ACE Elite Visa Card, Flare Account online banking, and Porte accounts with mobile banking apps. These card products are issued through Pathward National Association and FDIC-insured. Personal loans and business services are additionally listed among their offerings.
ACE Cash Express distinguishes itself through no-account-required check cashing, extended operating hours including Friday evenings until 8 PM, partnerships with established financial service providers like MoneyGram and Pathward for banking products, and in-person support for card product management. The location serves as a physical service point where customers can handle multiple financial transactions in one visit, from bill payments to money transfers to ATM access. Their prepaid card products include integrated mobile banking functionality, modernizing traditional check-cashing store services.
The primary caveat is that while ACE offers accessible short-term lending and check-cashing services, payday loans carry regulatory implications and may represent an expensive borrowing option compared to traditional credit. The company operates in a highly regulated industry with state-specific lending laws. While they provide legitimate financial services, customers should understand the terms and costs associated with payday products. The store's Sunday closure and limited Saturday hours may inconvenience some customers, and their service model relies on customers visiting a physical location rather than fully digital banking.
Yes. ACE Cash Express - ATM is a registered company headquartered in 5841 Crawfordsville Rd Ste 102, Indianapolis, IN 46224. They hold a NR rating with the Better Business Bureau.
CreditDoc Diagnosis
This Indianapolis ACE Cash Express location is best for unbanked customers and workers needing immediate check cashing, bill payment, or money transfer services without a bank account. The primary caveat is that while check cashing and ATM services are legitimate financial utilities, payday loans represent high-cost short-term borrowing and should be considered only for genuine emergencies, not as a regular credit solution.
Advance America is a nationally accredited lender offering payday loans up to $500, installment loans up to $1,000, and title loans up to $25,000 in-store and online.
Best for: Consumers needing quick cash between paychecks with a clear repayment plan, Car owners with a clear title needing $2,000–$25,000 in emergency funds
Advance America offers payday loans ($100–$2K), installment loans, and title loans through 1,200+ stores in 28 states, with same-day and next-day funding.
Best for: Credit-challenged consumers with bad or no credit who need emergency cash within 24 hours, Underbanked individuals without access to credit cards or traditional bank personal loans
Indianapolis-based tax attorney firm specializing in IRS debt resolution, offering offers in compromise, installment agreements, and penalty abatement to reduce or eliminate tax liabilities.
Best for: Self-employed individuals with accumulated back taxes and inconsistent income history, Business owners who owe substantial tax debt ($20,000+) to the IRS
Loans, credit, interest, APR — explained simply, without the financial jargon that makes your eyes glaze over.
Read guide →Missed a payment? Here's exactly what happens — day by day — to your account, your credit score, and your wallet. Plus what to do right now.
Read guide →Never had a credit card? Not sure how they actually work? Here's everything you need to know — explained like nobody's trying to sell you something.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to ACE Cash Express - ATM and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.