Abbeville First Bank was founded on April 24, 1907, originally as the Building and Loan Association of Abbeville with the mission of making homeownership accessible to common citizens rather than just the wealthy. Over 115 years, it has become the longest-serving financial institution in Abbeville County and has originated more home loans than all other banks combined in its market. The bank operates as a locally-rooted community financial institution with team members who live and work in the communities they serve.
The bank offers a full suite of personal banking products including checking accounts, savings accounts, certificates of deposit, and IRAs. Business customers can access business checking, business savings, and CDs. The lending side includes mortgage loans with pre-qualification services, personal loans, business loans, and credit card products.
The institution also provides mortgage pre-qualification services and financial calculators to help customers plan their finances. Abbeville First Bank distinguishes itself through personalized service unavailable at larger institutions, local decision-making, and deep community involvement. " The bank is actively involved in community causes and provides financial support to local initiatives.
They are upgrading their core banking system in June to provide stronger security and digital experiences. As a regional community bank, Abbeville First Bank serves customers who prioritize local banking relationships and personal attention over national branch networks. However, customers should verify whether their specific service needs—such as extensive ATM networks, advanced digital banking features, or specialized lending products—are available before switching from larger institutions.