35th & Indiana Currency Exchange logo

35th & Indiana Currency Exchange

2.3/5

Multi-service currency exchange in Chicago offering check cashing, money transfers, bill pay, and government services like vehicle registration and tax preparation.

Editorially reviewed by Harvey Brooks

Free to Use BBB: NR Free Consultation Visit Website

35th & Indiana Currency Exchange Review

New 35th & Indiana Currency Exchange, Inc. is a brick-and-mortar financial services provider located at 126 E 35th St. in Chicago, Illinois. Operating since at least the time of Currency Exchange Association membership, the company positions itself as an alternative to traditional banks and corporate financial institutions. The business is open 7 days a week, with extended hours Monday–Friday (7 AM–8 PM) and reduced hours on weekends (8 AM–6 PM Saturday, 9 AM–5 PM Sunday).

The company offers a broad suite of financial and government services rather than specializing in a single product. Core offerings include check cashing (personal and business), money orders, money transfers, bill payment, ATM access, and foreign currency exchange. They also provide government-related services such as vehicle title and registration handling, Cook County vital records retrieval, license plate renewals, and city vehicle sticker registration. Additional services span tax preparation, notary services, prepaid cards, coin counting, private mailboxes, and even Bitcoin access.

The company differentiates itself by consolidating multiple financial and administrative needs under one roof, marketing this convenience explicitly: "Sure, you could go to multiple locations to handle all of your financial needs and get lost in the shuffle of everyone else while you're at it. Or, you could just do it all in one place." Their messaging emphasizes personal service and treating customers as individuals rather than account numbers, positioning themselves against impersonal corporate banking.

As a check-cashing and currency exchange service, this business is best suited for unbanked or underbanked consumers who need immediate cash access, government services, or international money transfer rather than credit building, borrowing, or investment products. The breadth of services makes them a practical errand destination, but customers should confirm specific service availability and fee structures before visiting, as the website provides limited pricing transparency.

Services & Features

Check Cashing (personal and business)
Money Orders
Money Transfers
Electronic Bill Pay
ATM Service
Foreign Currency Exchange
Bitcoin
Vehicle Title & Registration
License Plate Renewals
Cook County Vital Records (Birth/Marriage/Death Certificates)
Income Tax Preparation
Notary Public
City Vehicle Stickers

Feature Checklist

Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor

Pros & Cons

Pros

  • One-stop-shop for 30+ financial and government services including check cashing, vehicle registration, tax prep, and vital records
  • Extended weekday hours (7 AM–8 PM) and weekend availability (including Sundays 9 AM–5 PM)
  • Instant processing for vehicle registration with direct state facility integration—"in and out with your actual Illinois license plates"
  • Foreign currency exchange service for international transfers and travel needs
  • ATM access available on-site for convenient cash withdrawal and balance inquiries
  • Handles both personal and business check cashing without requiring a bank account
  • Accessible by phone (312-225-6722) for service confirmation before visiting

Cons

  • No pricing or fee information disclosed on website—customers must call or visit to learn costs for check cashing, money orders, or other services
  • Check cashing and currency exchange services typically carry higher fees than traditional banks, but no comparison provided
  • Limited online functionality—requires in-person visits for most services; no digital or mobile options mentioned
  • As a check-cashing service, does not offer credit products, savings accounts, or wealth-building tools
  • Website lacks transparency on which services require advance notice or specific documentation, creating potential for wasted trips

Rating Breakdown

Value
2.0
Effectiveness
1.5
Customer Service
2.2
Transparency
2.0
Ease of Use
3.9

Frequently Asked Questions

Is 35th & Indiana Currency Exchange legitimate?

Yes. 35th & Indiana Currency Exchange is a registered company headquartered in 126 E 35th St, Chicago, IL 60616. They hold a NR rating with the Better Business Bureau.

Quick Facts

Headquarters
126 E 35th St, Chicago, IL 60616
BBB Rating
NR
BBB Accredited
No
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit 35th & Indiana Currency Exchange

CreditDoc Diagnosis

Doctor's Verdict on 35th & Indiana Currency Exchange

New 35th & Indiana Currency Exchange is best for Chicago residents who need check cashing, government services, or international transfers in a single location without a bank account. The main caveat is the complete lack of fee transparency on their website—customers must call or visit to learn actual costs, and check-cashing services typically charge higher fees than banks.

Best For

  • Unbanked and underbanked consumers in Chicago needing immediate check cashing or cash access without a bank account
  • Chicago residents handling vehicle registration, title transfers, or renewal stickers who want one-location convenience
  • International remitters and travelers needing foreign currency exchange or money transfer services
  • Small business owners requiring business check cashing services alongside other financial needs
Updated 2026-04-02

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