1st Colonial Community Bank logo

1st Colonial Community Bank in Collingswood, NJ

No stored Google rating available.

1st Colonial Community Bank is an FDIC-insured community bank serving South New Jersey and Southeast Pennsylvania with over 20 years of experience, offering personal and business banking products.

Data compiled from public sources

1st Colonial Community Bank Review

1st Colonial Community Bank is a community-focused financial institution that has been operating for more than 20 years, serving customers across South New Jersey and Southeast Pennsylvania. S. Government, providing federal deposit protection for customer accounts.

The institution appears to operate as part of a broader banking organization, with references to Mid Penn Bank's leadership structure visible on their website. 1st Colonial offers a comprehensive suite of banking services including personal checking and savings accounts, personal and business loans, residential mortgages, credit cards for both personal and business use, and cash management services. They provide modern digital banking capabilities including online banking, mobile banking, telephone banking, eStatements, Zelle transfers, contactless payments, and debit card services with security alerts.

Additionally, they offer safe deposit boxes and free coin counting services at select branch locations (Collingswood and Limerick branches). The bank distinguishes itself as a community bank with a focus on personalized service and local market knowledge. They emphasize ease of banking through multiple access channels and maintain a physical branch presence in their service area.

The bank provides financial education resources including a "Cents of Community" blog, loan applications, FDIC insurance information, security guidance, financial calculators, and FAQs. 1st Colonial Community Bank is best suited for customers seeking traditional banking services with local branch access in South New Jersey and Southeast Pennsylvania. However, the website content is limited in detail regarding specific product terms, rates, fees (beyond mention of a fee schedule), or competitive advantages.

Potential customers should contact the bank directly for detailed information about specific products and pricing before making banking decisions.

Services & Features

Business checking accounts
Business savings accounts
Cash management services for businesses
Digital banking with eStatements and contactless payments
Free coin counting (Collingswood and Limerick branches)
Personal and business credit cards
Personal and business loans
Personal checking accounts with online and mobile banking
Personal savings accounts
Residential mortgage lending and home equity products
Safe deposit boxes (Collingswood and Limerick branches)
Zelle money transfer service

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured deposits with full federal protection
  • Over 20 years of established community banking presence
  • Multiple digital banking channels including mobile app, online banking, and Zelle transfers
  • Comprehensive product suite covering personal, business, and mortgage lending
  • Free coin counting service available at branch locations
  • Contactless payment options and debit card security alerts included
  • Physical branch locations in South New Jersey and Southeast Pennsylvania for in-person service

Cons

  • Limited branch network with only two locations specifically mentioned for certain services
  • Website provides minimal detail on interest rates, APRs, or specific product terms
  • Safe deposit boxes carry annual fees with no listed pricing on the main pages
  • Limited information about business lending products and cash management service specifics
  • No mention of investment services, wealth management, or advanced financial planning tools

State Consumer Finance Context

This is state-level context for Banks consumers in Collingswood, NJ. It does not confirm that 1st Colonial Community Bank or this specific location is licensed.

State regulator

New Jersey Department of Banking and Insurance

Key state rules to check

  • Payday lending is banned; New Jersey does not license payday lenders.
  • Criminal usury threshold is 30% for consumer loans.
  • Licensed consumer lenders under the New Jersey Licensed Lenders Act.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does 1st Colonial Community Bank offer?

1st Colonial Community Bank offers 12 services including Personal checking accounts with online and mobile banking, Personal savings accounts, Business checking accounts, Business savings accounts, Personal and business loans, and 7 more.

What profile signals are listed for 1st Colonial Community Bank?

1st Colonial Community Bank has profile signals associated with Customers in South New Jersey and Southeast Pennsylvania seeking traditional community banking with branch access, Small business owners needing business checking, lending, and cash management services, Consumers who prefer in-person banking relationships and local decision-making, Homebuyers seeking residential mortgage financing from a community-focused lender.

What are the strengths and weaknesses of 1st Colonial Community Bank?

Key strengths: FDIC-insured deposits with full federal protection; Over 20 years of established community banking presence; Multiple digital banking channels including mobile app, online banking, and Zelle transfers. Areas to consider: Limited branch network with only two locations specifically mentioned for certain services; Website provides minimal detail on interest rates, APRs, or specific product terms.

How does 1st Colonial Community Bank compare to similar companies?

In the Banks category, comparable providers include 1st Bank of Sea Isle City, Amboy Bank, Chase Bank. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
2000
Headquarters
Collingswood, NJ
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #35456
Visit 1st Colonial Community Bank

CreditDoc Profile Note

Research Note on 1st Colonial Community Bank

1st Colonial Community Bank is profile signals for customers in South Jersey and Southeast PA who value local community banking with physical branch access and a comprehensive range of traditional banking products. The main caveat is that detailed product information, rate claims to verify, and service specifics are not clearly disclosed on their website, requiring direct contact with the bank for accurate comparisons and decision-making.

Profile Signals

  • Customers in South New Jersey and Southeast Pennsylvania seeking traditional community banking with branch access
  • Small business owners needing business checking, lending, and cash management services
  • Consumers who prefer in-person banking relationships and local decision-making
  • Homebuyers seeking residential mortgage financing from a community-focused lender
Updated 2026-05-08

Similar Companies

1st Bank of Sea Isle City logo

1st Bank of Sea Isle City

FDIC-insured community bank in Cape May County, NJ offering deposit accounts, mortgages, business banking, and debit cards with 3 branch locations.

BBB: NR

Profile signals: Cape May County, New Jersey residents seeking local community banking with personal service, Homebuyers in Jersey Shore markets looking for mortgage lenders with regional real estate experience context

Amboy Bank logo

Amboy Bank

Independently owned community bank serving New Jersey since 1888, offering home financing, savings products, digital banking, and home equity lines of credit with non-commissioned advisors.

BBB: NR

Profile signals: New Jersey residents seeking personalized, relationship-based banking from a locally-established institution, First-time homebuyers and existing homeowners looking for competitive home financing and home equity products

Chase Bank logo

Chase Bank

Jersey City, NJ's Chase Bank branch at 56 Christopher Columbus Dr offers full banking services and ATM access to local residents and business professionals.

4.3/5

Google rating from 562 reviews

BBB: NR

Profile signals: Individuals seeking one-stop financial services including checking, credit cards, mortgages, and investments, Multilingual customers who need banking services in languages beyond English

Compare Your Needs With 1st Colonial Community Bank

Answer 3 quick questions to review category, service, and profile context.

1. What's your primary financial goal?

Quick Summary

  • 1st Colonial Community Bank is listed as a Banks provider in Collingswood, NJ on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to 1st Colonial Community Bank and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.