1st Colonial Community Bank is an FDIC-insured community bank serving South New Jersey and Southeast Pennsylvania with over 20 years of experience, offering personal and business banking products.
Data compiled from public sources · Rating from CreditDoc methodology
1st Colonial Community Bank is a community-focused financial institution that has been operating for more than 20 years, serving customers across South New Jersey and Southeast Pennsylvania. S. Government, providing federal deposit protection for customer accounts.
The institution appears to operate as part of a broader banking organization, with references to Mid Penn Bank's leadership structure visible on their website. 1st Colonial offers a comprehensive suite of banking services including personal checking and savings accounts, personal and business loans, residential mortgages, credit cards for both personal and business use, and cash management services. They provide modern digital banking capabilities including online banking, mobile banking, telephone banking, eStatements, Zelle transfers, contactless payments, and debit card services with security alerts.
Additionally, they offer safe deposit boxes and free coin counting services at select branch locations (Collingswood and Limerick branches). The bank distinguishes itself as a community bank with a focus on personalized service and local market knowledge. They emphasize ease of banking through multiple access channels and maintain a physical branch presence in their service area.
The bank provides financial education resources including a "Cents of Community" blog, loan applications, FDIC insurance information, security guidance, financial calculators, and FAQs. 1st Colonial Community Bank is best suited for customers seeking traditional banking services with local branch access in South New Jersey and Southeast Pennsylvania. However, the website content is limited in detail regarding specific product terms, rates, fees (beyond mention of a fee schedule), or competitive advantages.
Potential customers should contact the bank directly for detailed information about specific products and pricing before making banking decisions.
1st Colonial Community Bank processed 722 mortgage applications in 2023, approving 86.8% of applicants across 8 states.
722
Applications
86.8%
Approval Rate
$300K
Avg Loan
8
States Served
Based on 722 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
Yes. 1st Colonial Community Bank is a registered company, headquartered in Collingswood, NJ, founded in 2000.
Account opening typically takes 1-3 business days. Loan decisions vary by product.
CreditDoc Diagnosis
1st Colonial Community Bank is best for customers in South Jersey and Southeast PA who value local community banking with physical branch access and a comprehensive range of traditional banking products. The main caveat is that detailed product information, competitive rates, and service specifics are not clearly disclosed on their website, requiring direct contact with the bank for accurate comparisons and decision-making.
FDIC-insured community bank in Cape May County, NJ offering deposit accounts, mortgages, business banking, and debit cards with 3 branch locations.
Best for: Cape May County, New Jersey residents seeking local community banking with personal service, Homebuyers in Jersey Shore markets looking for mortgage lenders with regional real estate expertise
Independently owned community bank serving New Jersey since 1888, offering home financing, savings products, digital banking, and home equity lines of credit with non-commissioned advisors.
Best for: New Jersey residents seeking personalized, relationship-based banking from a locally-established institution, First-time homebuyers and existing homeowners looking for competitive home financing and home equity products
Jersey City, NJ's Chase Bank branch at 56 Christopher Columbus Dr offers full banking services and ATM access to local residents and business professionals.
Best for: Individuals seeking one-stop financial services including checking, credit cards, mortgages, and investments, Multilingual customers who need banking services in languages beyond English
Answer 3 quick questions to see if this provider matches your needs.
1. What's your primary financial goal?
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