1% Check Cashing logo

1% Check Cashing

5.0/5

A One Check Cashers provides check cashing, money transfers, money orders, and prepaid cards at multiple locations. Fast money services with no credit check required.

Editorially reviewed by Harvey Brooks

Free to Use BBB: NR Free Consultation Visit Website

1% Check Cashing Review

A One Check Cashers operates as a traditional check-cashing service offering fast financial transactions to consumers who need immediate cash access without bank accounts or credit checks. The company positions itself as a convenient alternative to traditional banking for time-sensitive money needs. Their multi-location footprint suggests established operations serving underbanked populations in their service areas.

The company's core offerings include check cashing for various check types, domestic and international money transfers, money orders, and prepaid card services. These services are designed for customers who need rapid liquidity or need to send funds without traditional banking infrastructure. All services are advertised as quick and accessible, with emphasis on speed and convenience as primary selling points.

A One Check Cashers differentiates itself through physical store locations and a focus on accessibility for unbanked and underbanked consumers. Their multi-service approach (check cashing + money transfer + money orders + prepaid cards) positions them as a one-stop alternative financial services provider rather than a single-service operation. The emphasis on "Fast Money Services Near You" with store locator functionality suggests competitive advantage through local availability.

Check-cashing services typically charge fees per transaction that can be significant for frequent users. Without detailed fee schedules visible on the website, consumers cannot verify cost-competitiveness before visiting. Like all check cashers, A One Check Cashers serves a valuable niche for unbanked populations but represents a more expensive alternative to traditional bank accounts for routine financial transactions.

Services & Features

Check cashing
Domestic money transfer
International money transfer
Money orders
Prepaid cards
Physical store locations
Fast transaction processing
Cash advance on checks

Feature Checklist

Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor

Pros & Cons

Pros

  • Multiple service offerings in one location (check cashing, money transfer, money orders, prepaid cards)
  • Physical store locations for in-person service and immediate cash access
  • No credit check required for services
  • Money transfer services for both domestic and international transactions
  • Prepaid card option for customers without traditional bank accounts
  • Focus on serving underbanked and unbanked populations

Cons

  • Website lacks transparent fee schedule for check cashing or money transfer services
  • Check cashing fees typically higher than bank accounts for frequent users
  • Limited service area with only physical store locations (no online check deposit or digital transfers mentioned)
  • No information provided about maximum check amounts accepted or identity verification requirements

Rating Breakdown

Value
0.0
Effectiveness
0.0
Customer Service
5.0
Transparency
0.0
Ease of Use
0.0

Frequently Asked Questions

Is 1% Check Cashing legitimate?

Yes. 1% Check Cashing is a registered company headquartered in 7677 De Moss Dr, Houston, TX 77036. They hold a NR rating with the Better Business Bureau.

Quick Facts

Headquarters
7677 De Moss Dr, Houston, TX 77036
BBB Rating
NR
BBB Accredited
No
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit 1% Check Cashing

CreditDoc Diagnosis

Doctor's Verdict on 1% Check Cashing

A One Check Cashers is best for unbanked or underbanked consumers who need immediate cash access or money transfer services without a traditional bank account or credit check. Primary caveat: check-cashing fees accumulate quickly for frequent users, making this suitable for occasional needs rather than ongoing financial management.

Best For

  • Unbanked individuals without traditional bank accounts who need immediate cash access
  • Consumers needing fast money transfers to domestic or international recipients
  • People who prefer in-person transactions and immediate service completion
Updated 2026-04-02

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