Best I Need a Loan in Houston, Texas

Compare 10 i need a loan companies serving Houston, Texas. Average rating: 3.9/5.

10 Companies 10 Rated

Top-Rated I Need a Loan

Advance Personal Loans logo

Advance Personal Loans

Advance Personal Loans is a loan marketplace that connects borrowers with third-party lenders offering personal loans. The platform does not lend directly but matches applicants with multiple lenders for fast decisions.

4.0/5
Contact BBB: NR

Best for: Borrowers seeking to shop multiple personal loan offers simultaneously through a single application, Consumers with fair or variable credit who need flexibility in lender options

World Finance logo

World Finance

World Finance offers personal installment loans ($450–$12,000+) and tax prep services through ~1,100 branches in 16 states, serving borrowers with bad or no credit.

4.0/5
Contact BBB: NR

Best for: Borrowers with poor, damaged, or no credit history who cannot qualify for bank or credit union loans, Residents of the 16 states where World Finance branches operate

Cash Store logo

Cash Store

Cash Store is a Houston storefront lender offering unsecured installment loans with same-day funding and online pre-qualification for borrowers with bad or no credit.

3.9/5
Contact BBB: NR

Best for: Houston-area residents needing cash the same day with bad or thin credit, Non-citizens or undocumented residents who hold a Matricula Consular card

Cash Store logo

Cash Store

Cash Store offers same-day installment loans and prepaid cards at physical locations. Houston location provides fast funding for personal expenses.

3.9/5
Contact BBB: NR

Best for: Consumers with poor or no credit history unable to qualify for traditional bank loans, Working adults needing emergency cash with same-day access and flexible credit requirements

High Class Financial Solutions logo

High Class Financial Solutions

Pre-settlement legal funding provider offering non-recourse cash advances to personal injury plaintiffs awaiting lawsuit settlements, with no credit check or monthly payments required.

3.9/5
Contact BBB: NR

Best for: Personal injury accident victims with pending lawsuits facing immediate financial hardship, Individuals out of work due to injury waiting for settlement with bills piling up

OneMain Financial logo

OneMain Financial

OneMain Financial offers secured and unsecured personal loans from $1,500–$30,000 with fixed rates and same-day funding, backed by 100+ years in business.

3.9/5
Contact BBB: NR

Best for: Borrowers with fair or impaired credit who cannot qualify at traditional banks, Consumers who prefer in-person loan assistance over fully digital lenders

All I Need a Loan in Houston (10)

Advance Personal Loans logo

Advance Personal Loans

Advance Personal Loans is a loan marketplace that connects borrowers with third-party lenders offering personal loans. The platform does not lend directly but matches applicants with multiple lenders for fast decisions.

4.0/5
Contact BBB: NR

Best for: Borrowers seeking to shop multiple personal loan offers simultaneously through a single application, Consumers with fair or variable credit who need flexibility in lender options

World Finance logo

World Finance

World Finance offers personal installment loans ($450–$12,000+) and tax prep services through ~1,100 branches in 16 states, serving borrowers with bad or no credit.

4.0/5
Contact BBB: NR

Best for: Borrowers with poor, damaged, or no credit history who cannot qualify for bank or credit union loans, Residents of the 16 states where World Finance branches operate

Cash Store logo

Cash Store

Cash Store is a Houston storefront lender offering unsecured installment loans with same-day funding and online pre-qualification for borrowers with bad or no credit.

3.9/5
Contact BBB: NR

Best for: Houston-area residents needing cash the same day with bad or thin credit, Non-citizens or undocumented residents who hold a Matricula Consular card

Cash Store logo

Cash Store

Cash Store offers same-day installment loans and prepaid cards at physical locations. Houston location provides fast funding for personal expenses.

3.9/5
Contact BBB: NR

Best for: Consumers with poor or no credit history unable to qualify for traditional bank loans, Working adults needing emergency cash with same-day access and flexible credit requirements

High Class Financial Solutions logo

High Class Financial Solutions

Pre-settlement legal funding provider offering non-recourse cash advances to personal injury plaintiffs awaiting lawsuit settlements, with no credit check or monthly payments required.

3.9/5
Contact BBB: NR

Best for: Personal injury accident victims with pending lawsuits facing immediate financial hardship, Individuals out of work due to injury waiting for settlement with bills piling up

OneMain Financial logo

OneMain Financial

OneMain Financial offers secured and unsecured personal loans from $1,500–$30,000 with fixed rates and same-day funding, backed by 100+ years in business.

3.9/5
Contact BBB: NR

Best for: Borrowers with fair or impaired credit who cannot qualify at traditional banks, Consumers who prefer in-person loan assistance over fully digital lenders

Oportun logo

Oportun

Oportun offers in-person personal loans — secured and unsecured — with store locations nationwide, Spanish-language support, and flexible cash payment options at retail partners.

3.9/5
Contact BBB: NR

Best for: Borrowers who prefer face-to-face application over online-only processes, Spanish-speaking consumers seeking a lender with native language support

Oportun logo

Oportun

Oportun is a CDFI lender offering personal and secured loans to underbanked consumers, with in-person applications at retail locations and cash payment options nationwide.

3.9/5
Contact BBB: NR

Best for: Credit-invisible or thin-file borrowers with no traditional credit history, Hispanic and Latino consumers who prefer Spanish-language service

Tower Loan logo

Tower Loan

Tower Loan offers installment and personal loans from $1,700 with same-day funding at physical branches across multiple states, evaluating applicants beyond credit score alone.

3.9/5
Contact BBB: NR

Best for: Borrowers in Tower Loan's service areas (AL, FL, IL, LA, MS, MO, TN, TX) seeking $1,700+ loans, Applicants with fair/poor credit willing to provide full financial history review

World Finance logo

World Finance

World Finance offers personal installment loans, tax preparation, and credit-building services through local Memphis branches with in-person support.

3.9/5
Contact BBB: NR

Best for: Memphis-area consumers who prefer in-person lending relationships and staff guidance, Borrowers with limited credit history or fair credit seeking credit-building loan products