Best Mortgages & Home Loans in Houston, TX

Compare 7 mortgages & home loans companies serving Houston, Texas. Average rating: 4.3/5.

7 Companies 7 Rated Payday: Legal

Texas Lending Regulations

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses Agency: Texas Attorney General Consumer Protection Division

Top-Rated Mortgages & Home Loans

Blink Lending & Investments logo

Blink Lending & Investments

Independent Texas mortgage lender offering wholesale rates, zero junk fees, and rate lock guarantees for home purchases and refinances.

4.4/5
Contact BBB: NR

Best for: Texas homebuyers seeking mortgage pre-approval with transparent fee structures, Current homeowners in Texas considering refinance with rate monitoring

Iglesias Loans, LLC logo

Iglesias Loans, LLC

Iglesias Loans specializes in commercial real estate financing for churches and nonprofit organizations, offering purchase, construction, refinance, and consolidation loans with expertise in nonprofit financial qualification.

4.4/5
Contact BBB: NR

Best for: Churches seeking to purchase property, expand facilities, or refinance existing loans, Nonprofit organizations struggling to qualify for commercial real estate loans through traditional banks

Jet Lending, LLC logo

Jet Lending, LLC

Texas-based hard money and asset-based lender specializing in fast real estate investment financing, offering short-term rehab loans and long-term DSCR loans nationwide.

4.4/5
Contact BBB: NR

Best for: Real estate investors seeking fast capital for fix-and-flip or rehab projects on tight timelines, Landlords purchasing or refinancing multiple rental properties focusing on cash flow rather than personal income documentation

Paul Vincent at PrimeLending logo

Paul Vincent at PrimeLending

Paul Vincent is a loan originator at PrimeLending offering personalized mortgage guidance for home purchases, refinances, renovations, and VA loans across multiple loan products.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers with 20% down payment, W-2 income, and strong credit seeking conventional mortgage financing, Military service members and veterans interested in VA loan options with personalized guidance

The Owner Finance Company logo

The Owner Finance Company

Owner Finance Company offers alternative home financing across Texas for buyers rejected by traditional lenders, with approval in 24-48 hours and no credit score requirements.

4.4/5
Contact BBB: NR

Best for: Buyers with poor credit histories or recent bankruptcy who need homeownership access quickly, Foreign nationals and international buyers unable to access traditional U.S. mortgage financing

Texas Funding Corporation logo

Texas Funding Corporation

Family-owned hard money lender in Houston since 1982, specializing in collateral-based loans for real estate investors and commercial borrowers who need fast funding.

4.3/5
Contact BBB: NR

Best for: Commercial real estate investors needing quick bridge financing for acquisitions, Land investors and wholesale buyers requiring fast closing to secure opportunities

All Mortgages & Home Loans in Houston (7)

Blink Lending & Investments logo

Blink Lending & Investments

Independent Texas mortgage lender offering wholesale rates, zero junk fees, and rate lock guarantees for home purchases and refinances.

4.4/5
Contact BBB: NR

Best for: Texas homebuyers seeking mortgage pre-approval with transparent fee structures, Current homeowners in Texas considering refinance with rate monitoring

Iglesias Loans, LLC logo

Iglesias Loans, LLC

Iglesias Loans specializes in commercial real estate financing for churches and nonprofit organizations, offering purchase, construction, refinance, and consolidation loans with expertise in nonprofit financial qualification.

4.4/5
Contact BBB: NR

Best for: Churches seeking to purchase property, expand facilities, or refinance existing loans, Nonprofit organizations struggling to qualify for commercial real estate loans through traditional banks

Jet Lending, LLC logo

Jet Lending, LLC

Texas-based hard money and asset-based lender specializing in fast real estate investment financing, offering short-term rehab loans and long-term DSCR loans nationwide.

4.4/5
Contact BBB: NR

Best for: Real estate investors seeking fast capital for fix-and-flip or rehab projects on tight timelines, Landlords purchasing or refinancing multiple rental properties focusing on cash flow rather than personal income documentation

Paul Vincent at PrimeLending logo

Paul Vincent at PrimeLending

Paul Vincent is a loan originator at PrimeLending offering personalized mortgage guidance for home purchases, refinances, renovations, and VA loans across multiple loan products.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers with 20% down payment, W-2 income, and strong credit seeking conventional mortgage financing, Military service members and veterans interested in VA loan options with personalized guidance

The Owner Finance Company logo

The Owner Finance Company

Owner Finance Company offers alternative home financing across Texas for buyers rejected by traditional lenders, with approval in 24-48 hours and no credit score requirements.

4.4/5
Contact BBB: NR

Best for: Buyers with poor credit histories or recent bankruptcy who need homeownership access quickly, Foreign nationals and international buyers unable to access traditional U.S. mortgage financing

Texas Funding Corporation logo

Texas Funding Corporation

Family-owned hard money lender in Houston since 1982, specializing in collateral-based loans for real estate investors and commercial borrowers who need fast funding.

4.3/5
Contact BBB: NR

Best for: Commercial real estate investors needing quick bridge financing for acquisitions, Land investors and wholesale buyers requiring fast closing to secure opportunities

Nsc (Naca Counseling Subsidiary) - Houston, TX logo

Nsc (Naca Counseling Subsidiary) - Houston, TX

NACA offers character-based mortgages with no down payment, no closing costs, and no mortgage insurance, targeting low-to-moderate income and historically underserved communities.

4.0/5
Contact BBB: NR

Best for: Low-to-moderate income first-time homebuyers with poor or no credit history, Borrowers from historically underserved communities and communities of color