Review 23 listed debt relief profiles associated with New York, New York. Average stored Google rating where available: 4.8/5.
New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.
Century Consulting Services offers debt settlement, negotiation, and management programs for credit card debt, medical bills, student loans, and personal loans. Founded in 2013, they maintain an A+ BBB rating.
Google rating from 2 reviews
Profile signals: Consumers with multiple debt types (credit cards, medical, student loans) seeking consolidated guidance, People overwhelmed by debt who want empathetic professional support through negotiation process
Money Fit offers nonprofit debt management plans that consolidate unsecured debts into a single monthly payment with negotiated interest reductions—no new loan required.
Google rating from 1 review
Profile signals: New York residents with multiple credit cards and unsecured debts earning stable income but paying excessive interest, Consumers managing medical bills, collections, or payday loans alongside credit card debt who want nonprofit guidance
Business debt relief company specializing in Merchant Cash Advance (MCA) settlement and negotiation through attorneys and industry experts.
Google rating from 72 reviews
Profile signals: Small business owners with active Merchant Cash Advance debt seeking payment reduction, Companies experiencing MCA repayment cash flow strain and unable to meet obligations
Diamond Debt Relief negotiates settlements with creditors to reduce debt balances. They claim to help clients reduce debt by up to 60% through affiliated debt resolution programs.
Google rating from 3 reviews
Profile signals: Consumers with $10,000-$250,000+ in credit card or personal loan debt willing to pause payments during negotiation, Those seeking to reduce debt through settlement rather than consolidation loans
Eagle One Debt Solutions offers debt settlement and management services for unsecured debts with no upfront fees, positioning itself as a bankruptcy alternative.
Google rating from 1 review
Profile signals: Consumers with multiple unsecured debts seeking faster resolution than bankruptcy, Small business owners managing business debt while maintaining operations
Vital Rankings Credit Improvement Services is a debt relief company located in New York offering credit improvement and debt management solutions during business hours.
Google rating from 20 reviews
Profile signals: Consumers in the New York area who can visit during limited daytime hours, Those seeking local, in-person debt relief consultation rather than remote services
Century Consulting Services offers debt settlement, negotiation, and management programs for credit card debt, medical bills, student loans, and personal loans. Founded in 2013, they maintain an A+ BBB rating.
Google rating from 2 reviews
Profile signals: Consumers with multiple debt types (credit cards, medical, student loans) seeking consolidated guidance, People overwhelmed by debt who want empathetic professional support through negotiation process
Money Fit offers nonprofit debt management plans that consolidate unsecured debts into a single monthly payment with negotiated interest reductions—no new loan required.
Google rating from 1 review
Profile signals: New York residents with multiple credit cards and unsecured debts earning stable income but paying excessive interest, Consumers managing medical bills, collections, or payday loans alongside credit card debt who want nonprofit guidance
Business debt relief company specializing in Merchant Cash Advance (MCA) settlement and negotiation through attorneys and industry experts.
Google rating from 72 reviews
Profile signals: Small business owners with active Merchant Cash Advance debt seeking payment reduction, Companies experiencing MCA repayment cash flow strain and unable to meet obligations
Diamond Debt Relief negotiates settlements with creditors to reduce debt balances. They claim to help clients reduce debt by up to 60% through affiliated debt resolution programs.
Google rating from 3 reviews
Profile signals: Consumers with $10,000-$250,000+ in credit card or personal loan debt willing to pause payments during negotiation, Those seeking to reduce debt through settlement rather than consolidation loans
Eagle One Debt Solutions offers debt settlement and management services for unsecured debts with no upfront fees, positioning itself as a bankruptcy alternative.
Google rating from 1 review
Profile signals: Consumers with multiple unsecured debts seeking faster resolution than bankruptcy, Small business owners managing business debt while maintaining operations
Vital Rankings Credit Improvement Services is a debt relief company located in New York offering credit improvement and debt management solutions during business hours.
Google rating from 20 reviews
Profile signals: Consumers in the New York area who can visit during limited daytime hours, Those seeking local, in-person debt relief consultation rather than remote services
Rise Alliance specializes in business debt settlement and personal listed refund term resolution, positioning itself as a restructuring firm that negotiates directly with creditors to protect cash flow.
Google rating from 219 reviews
Profile signals: Business owners with merchant cash advance debt seeking short-term cash access flow protection, Companies with multiple creditors (business credit cards, vendor debt, MCAs) needing consolidated negotiation
Bright Path Financial Services offers debt consolidation, HELOCs, cash-out refinancing, and 401(k) loans to help consumers manage and reduce debt burdens.
Google rating from 21 reviews
Profile signals: Homeowners with multiple debts seeking consolidated solutions with home equity access, Consumers with significant credit card or student loan debt looking for consolidation options
New York-based law firm specializing in debt resolution, FDCPA violations, and loan modifications. Represents consumers across the U.S. with licensed attorneys in multiple states.
Google rating from 2,680 reviews
Profile signals: Consumers facing aggressive debt collection calls who want legal enforcement of FDCPA rights, Credit card debt holders seeking both settlement negotiation and collection lawsuit defense
Prudent Financial Solutions offers debt consolidation and management services through multiple financial vehicles including HELOCs, cash-out refinances, and 401k loans to help consumers pay off high-interest debt.
Google rating from 646 reviews
Profile signals: Homeowners with credit card or unsecured debt who have available home equity, Employed individuals with 401k plans seeking alternatives to high-interest credit card debt
National Debt Relief is a debt settlement and consolidation company helping consumers resolve credit card debt through negotiated settlements, with A+ BBB accreditation and over 1.3 million clients served.
Google rating from 14,036 reviews
Profile signals: Consumers with $20,000+ in unsecured credit card debt who can afford reduced monthly payments and have already struggled with standard repayment, People willing to tolerate temporary credit score damage (2-3 years) in exchange for reduced total debt liability and faster payoff than minimum payments
New Start Capital is a New York-based debt relief matching service, not a direct lender. BBB not accredited, rated 2.33/5. Consumer complaints describe bait-and-switch from loan offers to debt settlement enrollment. 4.6 Google stars from 296 reviews.
Google rating from 296 reviews
Profile signals: Consumers who have been declined for traditional personal loans and want to explore debt settlement as an alternative, with full understanding that settlement damages credit and takes 24-48 months, Individuals open to being matched with multiple debt relief providers rather than choosing one directly
Baker Street Funding provides non-recourse pre-settlement advances to lawsuit plaintiffs, offering short-term cash access while cases proceed without requiring repayment if the case is unsuccessful.
Google rating from 91 reviews
Profile signals: Plaintiffs in active personal injury lawsuits facing urgent expense context while cases proceed, Civil lawsuit plaintiffs with strong case merit but limited personal liquidity for living expenses
New York-based legal firm specializing in consumer debt relief through validation, dispute resolution, and creditor negotiation with licensed attorneys.
Google rating from 327 reviews
Profile signals: New York and New Jersey residents facing active litigation from creditors who need legal representation, Consumers with disputed debts who want attorney-led validation rather than settlement negotiation
New York-based judgment enforcement agency that recovers funds from debtors on contingency. Works exclusively with judgment creditors to locate assets and satisfy outstanding awards.
Profile signals: Judgment creditors with awards over $5,000 seeking professional post-judgment asset recovery without upfront costs, Businesses or individuals with multiple judgment awards who need enterprise-level enforcement portfolio management
Debt Free USA offers debt settlement, consolidation, and negotiation services to help consumers reduce debt burden and regain financial stability.
Profile signals: Consumers with multiple debts and credit scores below 600 who have been rejected by traditional lenders, Individuals falling behind on payments who need structured negotiation with creditors rather than consolidation
DebtQuest USA is a BBB A+ rated debt settlement company that negotiates with creditors to reduce unsecured debt, claiming to have settled $1B+ in consumer debt since 2009.
Profile signals: Consumers with $12,000+ in unsecured credit card or personal loan debt willing to accept credit score damage for debt reduction, People unable to qualify for consolidation loans who need structured debt payoff alternative to bankruptcy
Lakeview Law Group is a New York City-based law firm specializing in debt settlement. Founded 2018, led by attorney Sonny S. Shalom. BBB B (not accredited) with 51 complaints. 2,680 Google reviews, mixed customer feedback.
Profile signals: Consumers with significant unsecured debt who want attorney-backed settlement negotiations from a New York law firm, Those facing creditor lawsuits who need combined legal defense and debt settlement
High Rise Financial provides non-recourse pre-settlement funding to personal injury claimants in New York, allowing them to access cash advances against pending lawsuit settlements without repayment obligations if their case is unsuccessful.
Profile signals: Personal injury claimants experiencing financial hardship while awaiting lawsuit settlement, Accident victims unable to work and facing immediate medical, living, or debt expenses
Debt collection agency that helps former residents resolve past-due rental and lease obligations through online account management and payment options.
Profile signals: Former tenants with resolved financial situations ready to settle past-due lease balances to clear their rental history, Individuals whose lease debt has already been placed for collection and seek online payment convenience
Delancey Street offers merchant cash advance debt settlement and negotiation services through attorneys and industry experts, targeting businesses trapped in MCA repeat-borrowing cycles.
Profile signals: Small business owners with multiple merchant cash advance debts seeking settlement negotiation, Companies experiencing cash flow problems due to high MCA payment obligations
The Debt Relief Company negotiates credit card debt settlements with no upfront fees, consolidating multiple accounts into single monthly payments. Available in 21 states.
Profile signals: Consumers with $10K+ in unsecured credit card debt seeking negotiated settlement, People with multiple creditors wanting consolidated payments and single point of contact
Debt settlement and consolidation company founded in 2007 that negotiates with creditors to reduce outstanding balances by 40% or more, consolidating multiple debts into single monthly payments.
Profile signals: Consumers with $5,000+ in credit card debt who can afford monthly consolidation payments, People making only minimum payments unable to reduce principal balance