Best Get Out of Debt in Austin, TX

Compare 6 get out of debt companies serving Austin, Texas. Average rating: 4.4/5.

6 Companies 6 Rated Payday: Legal

Texas Lending Regulations

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses Agency: Texas Attorney General Consumer Protection Division

Top-Rated Get Out of Debt

Debtvantage logo

Debtvantage

Debtvantage offers debt settlement and relief programs with a 'no result, no fee' model, providing instant online quotes and negotiated balance reductions for credit card debt.

4.5/5
Free BBB: NR

Best for: Consumers with $10,000-$100,000+ in unsecured credit card debt seeking quick preliminary assessment, Individuals preferring digital-first engagement and instant online quotes over phone consultations

Credit Counseling & Affordable Debt Consolidation - Austin Texas logo

Credit Counseling & Affordable Debt Consolidation - Austin Texas

Texas-based debt consolidation and settlement company serving Austin residents. Combines multiple debts into one payment with fees claimed to be 40% lower than national competitors.

4.4/5
Free BBB: NR

Best for: Austin and Texas residents with multiple unsecured debts seeking local, personalized service, Consumers wanting to consolidate credit cards, medical bills, and payday loans into one payment

Debt Consolidation Austin Texas logo

Debt Consolidation Austin Texas

Texas-based debt settlement company offering negotiated debt resolution for high-income earners with $50K-$300K+ in unsecured debt, charging performance-based fees up to 40% lower than national competitors.

4.4/5
Free BBB: NR

Best for: Texas residents with $50,000-$300,000+ in high-interest credit card and unsecured personal loan debt, Higher-income earners who can afford structured monthly payments during 2-4 year settlement periods

Debt Redemption - Texas Debt Relief and Consolidation logo

Debt Redemption - Texas Debt Relief and Consolidation

Texas-based debt settlement and consolidation specialist for higher-income earners with $30K–$300K+ in credit card and personal loan debt. Veteran-owned with 20+ years of experience.

4.4/5
Free BBB: NR

Best for: Texas residents with $30,000–$300,000+ in high-interest credit card or personal loan debt, Higher-income earners seeking negotiated debt reduction without taking on a new loan

Debt Redemption & Debt Relief Austin Texas logo

Debt Redemption & Debt Relief Austin Texas

Texas-exclusive debt settlement and consolidation specialist for higher-income earners with $30K–$300K+ in credit card and personal loan debt, claiming A+ BBB rating with zero complaints.

4.4/5
Free BBB: NR

Best for: Texas residents with $30K–$300K in credit card or personal loan debt earning sufficient income to service a settlement plan, Higher-income earners with significant unsecured debt who want to avoid bankruptcy but have no collateral for secured consolidation

Miller, Ross & Goldman Commercial Debt Collection Agency logo

Miller, Ross & Goldman Commercial Debt Collection Agency

Commercial debt collection agency that recovers past-due B2B accounts using negotiation and legal strategies, claiming 95% success rates over 30+ years.

4.4/5
Free BBB: NR

Best for: Small to mid-size businesses with past-due commercial accounts receivable they cannot collect internally, Construction companies and contractors with unpaid invoices from subcontractors or clients

All Get Out of Debt in Austin (6)

Debtvantage logo

Debtvantage

Debtvantage offers debt settlement and relief programs with a 'no result, no fee' model, providing instant online quotes and negotiated balance reductions for credit card debt.

4.5/5
Free BBB: NR

Best for: Consumers with $10,000-$100,000+ in unsecured credit card debt seeking quick preliminary assessment, Individuals preferring digital-first engagement and instant online quotes over phone consultations

Credit Counseling & Affordable Debt Consolidation - Austin Texas logo

Credit Counseling & Affordable Debt Consolidation - Austin Texas

Texas-based debt consolidation and settlement company serving Austin residents. Combines multiple debts into one payment with fees claimed to be 40% lower than national competitors.

4.4/5
Free BBB: NR

Best for: Austin and Texas residents with multiple unsecured debts seeking local, personalized service, Consumers wanting to consolidate credit cards, medical bills, and payday loans into one payment

Debt Consolidation Austin Texas logo

Debt Consolidation Austin Texas

Texas-based debt settlement company offering negotiated debt resolution for high-income earners with $50K-$300K+ in unsecured debt, charging performance-based fees up to 40% lower than national competitors.

4.4/5
Free BBB: NR

Best for: Texas residents with $50,000-$300,000+ in high-interest credit card and unsecured personal loan debt, Higher-income earners who can afford structured monthly payments during 2-4 year settlement periods

Debt Redemption - Texas Debt Relief and Consolidation logo

Debt Redemption - Texas Debt Relief and Consolidation

Texas-based debt settlement and consolidation specialist for higher-income earners with $30K–$300K+ in credit card and personal loan debt. Veteran-owned with 20+ years of experience.

4.4/5
Free BBB: NR

Best for: Texas residents with $30,000–$300,000+ in high-interest credit card or personal loan debt, Higher-income earners seeking negotiated debt reduction without taking on a new loan

Debt Redemption & Debt Relief Austin Texas logo

Debt Redemption & Debt Relief Austin Texas

Texas-exclusive debt settlement and consolidation specialist for higher-income earners with $30K–$300K+ in credit card and personal loan debt, claiming A+ BBB rating with zero complaints.

4.4/5
Free BBB: NR

Best for: Texas residents with $30K–$300K in credit card or personal loan debt earning sufficient income to service a settlement plan, Higher-income earners with significant unsecured debt who want to avoid bankruptcy but have no collateral for secured consolidation

Miller, Ross & Goldman Commercial Debt Collection Agency logo

Miller, Ross & Goldman Commercial Debt Collection Agency

Commercial debt collection agency that recovers past-due B2B accounts using negotiation and legal strategies, claiming 95% success rates over 30+ years.

4.4/5
Free BBB: NR

Best for: Small to mid-size businesses with past-due commercial accounts receivable they cannot collect internally, Construction companies and contractors with unpaid invoices from subcontractors or clients