Review 11 listed business loans profiles associated with Charlotte, North Carolina. Average stored Google rating where available: 4.8/5.
North Carolina banned payday lending in 2001, becoming one of the first states to do so. Consumer finance companies are regulated with rate caps. Consumers can file complaints with the Commissioner of Banks or the Attorney General's Consumer Protection Division.
Charlotte-based nonprofit CDFI offering microloans under $10K with limited-documentation claims to verify and larger loans up to $10K+ for established small businesses, plus business development boot camps.
Google rating from 3 reviews
Profile signals: Charlotte-area entrepreneurs with six+ months of operating history seeking $5K-$15K in capital, Small business owners who want business education alongside financing access
Non-profit SBA 504 lender serving small businesses across North Carolina and select South Carolina counties with fixed-rate financing for real estate, construction, and expansion.
Google rating from 14 reviews
Profile signals: Small business owners in North Carolina or four South Carolina counties seeking $150K-$1M+ financing for real estate, construction, or major expansion who were declined by traditional banks, Entrepreneurs who value mission-driven lending and want financing structured to preserve working capital with long-term fixed rates and lower down payments
ADR Financial Group helps business owners and entrepreneurs review $50K-$250K in advertised 0% interest business-funding claim to verify through credit-based strategies with collateral and financial-statement requirements to verify.
Google rating from 183 reviews
Profile signals: Entrepreneurs and business owners with good personal credit (680+) seeking business credit cards for working capital without traditional collateral, Self-directed business owners wanting educational resources and lender lists to apply for 0% business credit independently
Benifyt is an unsecured business funding marketplace listing loan options including term loans, lines of credit, and merchant cash advances.
Google rating from 11 reviews
Profile signals: Small business owners with established monthly revenue ($10K+) seeking fast access to unsecured capital, Businesses looking to consolidate existing merchant cash advances or other debt
National Credit Funding provides equipment financing for businesses, offering $5,000-$300,000 loans with 24-hour approval claims to verify for new or used equipment purchases across all 50 states.
Google rating from 32 reviews
Profile signals: Construction, transportation, and manufacturing companies needing to purchase equipment quickly, Equipment vendors and dealers seeking a financing partner to offer customers
Commercial Credit Group finances heavy equipment for construction, manufacturing, transportation, and waste industries with flexible terms and industry experience context.
Google rating from 30 reviews
Profile signals: Construction companies needing heavy equipment financing or refinancing, Transportation and trucking businesses acquiring or upgrading commercial vehicles
Charlotte-based nonprofit CDFI offering microloans under $10K with limited-documentation claims to verify and larger loans up to $10K+ for established small businesses, plus business development boot camps.
Google rating from 3 reviews
Profile signals: Charlotte-area entrepreneurs with six+ months of operating history seeking $5K-$15K in capital, Small business owners who want business education alongside financing access
Non-profit SBA 504 lender serving small businesses across North Carolina and select South Carolina counties with fixed-rate financing for real estate, construction, and expansion.
Google rating from 14 reviews
Profile signals: Small business owners in North Carolina or four South Carolina counties seeking $150K-$1M+ financing for real estate, construction, or major expansion who were declined by traditional banks, Entrepreneurs who value mission-driven lending and want financing structured to preserve working capital with long-term fixed rates and lower down payments
ADR Financial Group helps business owners and entrepreneurs review $50K-$250K in advertised 0% interest business-funding claim to verify through credit-based strategies with collateral and financial-statement requirements to verify.
Google rating from 183 reviews
Profile signals: Entrepreneurs and business owners with good personal credit (680+) seeking business credit cards for working capital without traditional collateral, Self-directed business owners wanting educational resources and lender lists to apply for 0% business credit independently
Benifyt is an unsecured business funding marketplace listing loan options including term loans, lines of credit, and merchant cash advances.
Google rating from 11 reviews
Profile signals: Small business owners with established monthly revenue ($10K+) seeking fast access to unsecured capital, Businesses looking to consolidate existing merchant cash advances or other debt
National Credit Funding provides equipment financing for businesses, offering $5,000-$300,000 loans with 24-hour approval claims to verify for new or used equipment purchases across all 50 states.
Google rating from 32 reviews
Profile signals: Construction, transportation, and manufacturing companies needing to purchase equipment quickly, Equipment vendors and dealers seeking a financing partner to offer customers
Commercial Credit Group finances heavy equipment for construction, manufacturing, transportation, and waste industries with flexible terms and industry experience context.
Google rating from 30 reviews
Profile signals: Construction companies needing heavy equipment financing or refinancing, Transportation and trucking businesses acquiring or upgrading commercial vehicles
South Carolina-based SBA lender offering 7(a), 504, and SSBCI loan programs to small businesses for 68+ years with $2.07B invested.
Profile signals: Established small businesses in South Carolina seeking $100Kâ$5M for equipment, real estate, or business acquisition, Manufacturers and real estate-intensive businesses qualifying for 504 fixed-rate financing with high LTV requirements
Cash Nerd! is a Charlotte-based business funding broker offering loans, MCAs, and alternative financing for startups and established businesses seeking rapid access to capital.
Profile signals: Small business owners seeking multiple financing options without approaching lenders individually, Startups needing business formation services bundled with funding solutions
Commercial Lending Solutions provides commercial real estate loans and alternative financing for businesses in Charlotte, NC, specializing in scenarios where traditional banks decline.
Profile signals: Real estate investors seeking bridge or fix-and-flip financing when banks decline, Commercial property owners needing alternative financing outside standard bank credit models
Reliable Commercial Funding connects business owners and investors with commercial loans up to $50M+ through a network of 200+ lenders, offering SBA, bridge, hard money, and real estate financing with 24-48 hour approval decisions.
Profile signals: Real estate investors seeking commercial property acquisition or refinancing loans of $1M-$50M, Business owners needing bridge loans for time-sensitive acquisitions or expansion deals
UP Community Fund provides growth capital to small business owners with $300K-$5M revenue, emphasizing impact-focused lending to women entrepreneurs and communities of color.
Profile signals: Women entrepreneurs and entrepreneurs of color seeking growth capital with values-aligned lenders, Small business owners with $300K-$5M revenue needing customized funding solutions