Oportun Locations

Oportun is a personal loans provider with 4 locations across the US.

4locations
2states
44services

Oportun is an online personal loan provider offering installment loans to consumers in the United States. The company operates as an independent financial services firm and serves customers seeking flexible borrowing options outside traditional banking channels. Oportun funds loans directly to borrowers for various personal expenses through its digital platform.

The company maintains a presence in four U.S. locations, with primary operations concentrated in Texas and California. Oportun's lending model emphasizes accessibility and rapid funding, with loans typically available to customers with limited or challenged credit histories. The company processes applications online and deposits funds directly to borrower accounts.

Consumers considering Oportun loans should review the annual percentage rate (APR) and fee structure, which varies based on creditworthiness and loan terms. Like all U.S. lenders, Oportun operates under state and federal lending regulations, including truth-in-lending disclosure requirements. Borrowers should compare Oportun's terms with other personal loan options, credit unions, and traditional banks before committing to ensure the loan aligns with their financial situation.

Services Offered

Barri payment acceptance Barri payment network Bilingual (English/Spanish) customer service Bilingual (English/Spanish) loan service Bilingual service (English and Spanish) Cash and debit payments at retail payment locations Cash and debit payments via PayNearMe Cash loan payments at retail partner locations Cash loan payments via Barri locations Cash loan payments via CheckFreePay locations Cash loan payments via Dolex locations Cash loan payments via MoneyGram (receive code 7991oportun) Cash loan payments via retail network (grocery stores, pharmacies, corner stores) CheckFreePay bill payment CheckFreePay payment network Credit bureau reporting for payment history Dolex payment acceptance Dolex payment network In-person branch application with document review In-person branch loan applications In-person loan applications at branch locations In-person loan applications at physical store locations Mobile app for loan management and referrals Mobile app with customer account management Mobile app with referral program MoneyGram payment processing (receive code 7991oportun) MoneyGram payments (receive code 7991oportun) Online chat support PayNearMe cash and debit payments Payment processing through Barri network Payment processing through CheckFreePay network Payment processing through Dolex network Payment processing through MoneyGram (receive code 7991oportun) Payment processing through PayNearMe Personal installment loans (unsecured) Phone support (866) 488-6090 Phone support and live chat Phone support at (866) 488-6090 Referral bonus program ($50 per approved referral) Secured personal loans (auto-title collateral) Secured personal loans (car title as collateral) Secured personal loans (car title collateral) Secured personal loans with vehicle collateral Unsecured personal loans

Strengths

  • +Nationwide physical store locations across all 50 states and D.C.
  • +Accepts consular IDs — accessible to immigrants without a driver's license or U.S. passport
  • +Cash payment accepted at grocery stores, pharmacies, and corner stores via 5 payment networks
  • +Bilingual service in English and Spanish
  • +Offers both secured (car title) and unsecured personal loans

Things to Consider

  • In-person application required — no fully online process mentioned
  • Secured loan requires handing over car title, creating repossession risk
  • PayNearMe cash payments carry a fee ($1.75 per transaction)
  • No loan amounts, APR ranges, or terms disclosed on the location page reviewed

Company Details

Headquarters
3420 W Illinois Ave Suite 200A, Dallas, TX 75211
Phone
+1 214-273-4450
Official Website
https://oportun.com

All Oportun Locations by State

California(2 locations)

Oportun

BBB NR

Fresno, CA's Oportun location on E Butler Ave offers personal loans with flexible terms for local residents seeking immediate lending solutions. This Oportun listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Oportun location links back to a full CreditDoc review with sourced fields.

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Oportun

BBB NR

Long Beach, CA's Oportun at 730 Long Beach Blvd suite g offers personal loans with flexible terms and rapid approval. This Oportun listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Oportun location links back to a full CreditDoc review with sourced fields.

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Texas(2 locations)

Oportun

BBB NR

Dallas, TX — Oportun at 3420 W Illinois Ave Suite 200A offers personal loans with flexible terms and quick approval for qualifying borrowers. This Oportun listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Oportun location links back to a full CreditDoc review with sourced fields.

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Oportun

BBB NR

Dallas, TX Oportun at El Rio Grande offers fast personal loans with flexible repayment terms for local borrowers. This Oportun listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Oportun location links back to a full CreditDoc review with sourced fields.

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Frequently Asked Questions About Oportun

What types of loans does Oportun offer?

Oportun provides installment loans for personal use. The company focuses on direct consumer lending through its online platform.

How do I find an Oportun location?

Oportun operates in four U.S. locations, primarily in Texas and California. Visit oportun.com for current location information and to apply online.

Is Oportun regulated and safe to use?

Oportun operates under U.S. state and federal lending regulations and must comply with truth-in-lending laws. Review the company's licensing status in your state and compare loan terms and APR before applying.

About this Oportun page: CreditDoc aggregates public location, contact, and rating data for Oportun across the United States. Each location links to a full CreditDoc profile with sourced fields, BBB rating context, and public complaint signals from the Consumer Financial Protection Bureau where available. Compare Oportun listings side by side with peer providers in the same category before contacting a specific branch.

How to use this brand hub: Use the state-grouped locations above to jump to a specific Oportun branch near you. Every branch profile shows what services are offered, whether the location is licensed, and how it compares to peer providers in the same city. When comparing brands, look for consistency in pricing disclosure, service listings, refund policies, and licensing across every branch — brand-level consistency is a strong signal of a well-run provider.

Data sourcing: Location addresses, contact numbers, and website URLs are collected from provider disclosures. BBB rating and accreditation status come from the Better Business Bureau. Google rating and review-count signals are shown only where at least one stored review is available. Public complaint context comes from the CFPB Consumer Complaint Database. All fields on the underlying profile pages are dated and sourced.

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